Phone: (309) 736-6461   •   Fax: (309) 757-0037   •   Address: 4502 27th Street Suite K, Moline, IL 61265
KONE Employees' Credit Union Your Money Partner
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Loan Products

New Vehicle Loans

All types of loans for your convenience:

  • Low Rates
  • Flexible terms
  • Generous loan amounts
  • Convenient pre-approval
  • Money saving refinancing options
  • Extended warranty plans
  • GAP program
  • Convenient automatic payments with payroll deduction or direct deposit
  • Payment protection plans

Before you make any major purchase, give our loan officers the opportunity to offer you our best rates and give you a pre-approval for your loan. Our rates are very competitive with other financial institutions around the country because we are owned by our members! We are a not-for-profit financial institution. Therefore, we can give our members lower rates.

To calculate a loan payment click here.

We also refinance loans you have with other financial institutions.

New and Used Vehicle Loans
We offer great low rates and convenient payment terms on any type of auto loan. Get pre-approved before you even go to the dealer to make sure you will get the best deal possible. Click here for a loan application you can print and mail, fax or fill in online and submit. Side by side comparisons of the total finance charges prove what looks too good to pass up from the other guy probably should be passed up. With payroll deduction from each paycheck you come out ahead! We give you many ways to research, locate, purchase and finance your new or used car, van, truck or sport utility vehicle.

To find the value of a new or used car click here.

Protect yourself and your new purchase with Credit Life and Disability Insurance, Mechanical Breakdown Protection and GAP protection. To read about the advantages of these payment protection plans click here.

GM Credit Union Discount

Ford Partner Recognition Plan

Student Loans
Now you can pay for college the smart way with great repayment options! Together we can do this.

The KONE Employees Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started Here.

The Smart Option Student Loan features and benefits:

  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes.
    It's quick and easy.
  • 24/7 online account management
  • No prepayment penalty.

To learn more or to apply, please get started Here.

Personal Loans
The loan to have for debt consolidation, the cruise you keep putting off, that vacation you have always wanted or just paying for that special gift for Christmas, your vacation or a birthday. A personal loan is the way to go. We will fit the payments to your circumstances. Ask about our payment protection.

Savings Secured Loans
These loans allow you to use your Credit Union savings to borrow money at an attractive interest rate without liquidating your savings account. The rates are lower than personal loan rates because you are using your savings as collateral. If you are in need of money but do not want to deplete your savings, what a great way to use that money you worked so hard to save!

Recreational Vehicles and Boats
Whether you need financing for any type of RV or boat, we offer flexible terms and low rates on recreation loans to help you enjoy your free time in style.

  • Terms Up to 7 years for qualified borrowers.

Motorcycles
Attractive rates are available for all types of motorcycle loans. Get a pre-approval and value before you approach the dealer. This pre-planning will give you a great advantage when you negotiate with a dealer. Don’t forget to ask about payment protection when you apply for your loan. Click here for an online loan application.

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NADA

Smart College Payment Options

Credit Union Auto Club

Trustage Insurance Agency. Car insurance through your credit union? At a great rate? And switching is ease? Yes, yes and yes. Get a quote.

Privacy Policy   •  Terms of Use
This credit union is federally insured by the National Credit Union Administration.  

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 309-736-6461 for assistance. Products and services available on this website are available at our office located at 4502 27th Street, Suite K, Moline, IL 61265.
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